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New Jersey: rules and deadlines at a glance
Every 10 topic we track for New Jersey on one page. Open a topic for the details, the law it comes from and how New Jersey compares.
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Malpractice rules · Small claims limits · Small estate limits · Debt time limits · Shared fault rules · Medicaid expansion · ACA marketplace · Claim deadlines · Estate and inheritance tax
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Medical malpractice | 2 years |
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| Wrongful death | 2 years from death |
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| Damage cap | No cap |
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| Expert affidavit or certificate | Affidavit of merit within 60 days of the answer |
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| Before you sue | None required |
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| Dollar limit | $5,000 |
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| Filing fee | $35 plus $10 mail service per defendant |
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| Lawyers | Allowed |
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| Small estate limit | $50,000 (spouse or partner, no will); $20,000 for other heirs |
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| Wait after death | None |
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| Real estate | Yes |
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| Credit cards / open accounts | 6 years |
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| Written contracts | 6 years |
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| Promissory notes | 6 years |
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| Rule | Modified comparative negligence (51% bar) |
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| When you are barred | Barred if you are 51% or more at fault |
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| Expanded? | Yes |
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| Since | Jan. 1, 2014 |
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| Marketplace type | State-run marketplace |
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| Where to enroll | Get Covered New Jersey |
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| Acknowledge | 10 working days (acknowledge and start investigating) |
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| Accept or deny | Reasonable time |
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| Pay | 30 days after proof of loss (first-party property); 10 working days for agreed settlements |
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| Estate tax | No state estate tax |
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| Inheritance tax | Yes: exemption Up to $25,000 depending on the heir; rates Up to 16% |
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